Do You Need Renter’s Insurance?

Did you know that your landlord’s insurance policy doesn’t cover your belongings? If something happened, you would lose your computer, television, furniture and all your valuables. It’s a smart move to get renter’s insurance, and you’d be surprised how cheap it is—as little as a few dollars per month. You can get an online quote here.

Something to consider when you are selecting a house for rent is the features of the home. You get discounts on your insurance if there are burglar alarms, proper smoke alarms, staff watching who comes and goes from the premises, etc.

Renter’s insurance covers not only your belongings, but your liability for someone getting hurt in your home. Renter’s insurance covers any of the following:

  • Fire
  • Smoke Damage Collapse of the building due to weather
  • Theft
  • Water damage from leaking water pipes

It is a smart move to get renter’s insurance, and it’s easy to get a quote.